Where to from here? The September 2022 Black Swan Capital market update

In this article we will discuss the markets and our outlook, but first a reminder… to ourselves and you, our readers. The great challenge for most investors is to manage

Employer Stock Participation – Silver Lining or Golden Handcuffs?

Equity participation schemes and stock-based income, once the privilege of senior executives and startup founders are becoming ever more common for employees right throughout the corporate pyramid. Should you be

Making sure advice fits like a good shoe

According to a 2020 study, around 50 million Americans participate in some form of running or jogging. Besides it being associated with many physical, mental and emotional benefits, running is

7 important life events that could affect your finances

It was one of cinema’s most enduring characters, Forrest Gump, who said: “My mama always said life is like a box of chocolates. You never know what you’re going to

The link between your wellbeing and how you think about money

Money can have a substantial impact on our wellbeing. With energy prices and the broader cost of living increasing, there are more people asking their medical professionals to help with

Ten timeless rules for expat financial planning

As we head into the second half of 2022, in a year of volatile markets, it is a good point in time to revisit some core principles when it comes

Are you over-saving and under-living?

Try to think of a word that follows “too much of” that signifies a good thing. Harder than it sounds, isn’t it? The natural tendency is to think that more

Why you should be planning for a 100-year life

A recent study published in FTAdviser has revealed the perhaps surprising fact that the number of people reaching the age of 100 is expected to increase by 78% in the

3 inspiring reasons to consider rebalancing your investments in a volatile market

The fallout of Russia’s invasion of Ukraine is being felt particularly hard in the eurozone, where the resulting price hikes in goods and services is expected to push inflation up

3 important tables for financial management across investment cycles

This article about market cycles. We are in a volatile market this year and in times like this that it is both most important to be focused on the long

3 positive ways to stop inflation hitting you harder if you’re supporting family

You will probably have seen in the media that the average inflation rate across the eurozone reached 8.1% in May 2022, up from 7.4% the month before. This means that

Does money make the world go round, or keep you up at night?

How often do you wake up feeling tired? A 2020 study conducted by OnePoll on behalf of RestoreZ revealed that over 60% of Americans experience morning fatigue. Waking up tired

Understanding the economic news and 3 questions to ask yourself about your investments

The economy is making headlines recently, so we are going to explain some of the key issues being discussed and what they mean for you as expats in Europe. We

Are you saving enough for your retirement?

Figures suggest that workers nearing retirement could find they’re facing a significant income shortfall later in life. Understanding how your pension savings will add up before you retire is crucial

How often are you celebrating your small wins?

Routine – a sequence of actions followed consistently. Studies show that highly successful people all swear by their morning routines that help them start the day with greater focus, clarity,

The FIRE movement and how it relates to financial planning

There is a small but growing lifestyle movement that takes the delayed gratification approach and applies it,  strictly to life. The FIRE movement is all about making sacrifices now to