We are dedicated to sharing our wealth of knowledge and experience with our clients, both existing and prospective, to promote a wider and more accessible understanding of the value of financial services.
Markets go up over time, don’t make changes to your long term strategy based on short term factors. Here we are at the end of US election week, with the news that Donald Trump has been…
This post covers a concept that we speak about a lot with our clients and is one that can have a major impact on achieving your goals and creating a better financial life…
There is only 8 weeks until the end of the year, which means now is the time to look at your financial situation. There are important assessments and decisions to make which can benefit you…
One of the unexpected issues facing international professionals is what we call the pension gap. This occurs when you move from your home country and for the time you are away, you…
We all like to indulge in the odd luxury from time-to-time, but how does that factor into your financial planning? Is spending on the finer things holding back your objectives or contributing to...
This week we are looking at the key news items making the headlines and how it can impact your life, how you manage your money, your financial plans and your investments. We...
If you look for a common thread in all the articles we write, one of the comments you will see repeatedly is this truism about investment markets: markets go up over time, but not in...
Interest rates have been on the move this week and that can impact your life through cost of living, cost of borrowing, and potential return on savings and investments. This article...
It is a good time in the market cycle to be reminded of the momentum investor bias. This bias is really a sequence of responses to movements in markets, that can seem...
What is a pension gap? Why is it important? What can I do about it? We address all these points with some practical information in this article. An essential short read for all expats living in Europe...
Living and working in a foreign country often comes with different challenges and obstacles. One of the more impactful and negative issues is that scammers can look to take advantage of...
As summer holidays draw to a close, it is the time many people focus again on their financial position. We are often asked about our Black Swan Capital approach to investment management...
The one life skill most people wish they were taught at school is practical financial knowledge, from how to budget, the importance of savings, how taxes work and understanding pensions...
If you follow the financial market news, you will see this is a timely article. If you don’t and are more interested in the Olympics, or getting on with life in general, then this is still useful information that…
There are two important factors that intersect and influence how we view the world, and our investments. First, the constant noise. Whenever we write about investment markets and the…
Ok, so the headline might be a bit misleading. We are not about to advocate for the cheap and fast dopamine hit you get when you buy something. Being stuck on the purchasing, shopping as…
Choosing the right professional to guide you through life’s big decisions requires careful consideration. When you are considering engaging a financial and investment adviser it is important you…
We recently wrote an article stressing the importance for expats in Europe to have their financial foundations in place before considering other aspects of their financial life…
Many of our clients here at Black Swan Capital are US-connected and most of you in that position have some assets back in the States, in the form of 401k or other employment pensions…
This is a question we are frequently asked- whether one, as an expat living in Europe, should rent or buy, and right here we can give you the definitive answer: it depends. We will expand on…
This article is about one of the most central investment principles, compound interest. Many have heard of compound interest, but its familiarity can mask the power of its application when…
If you are an expat living in The Netherlands, you need to read this. A Supreme Court ruling announced on 6 June 2024, has found against the Dutch tax office, the Belastingdienst, in relation to…
One of the most expensive exercises when it comes to managing money can be when you need to move between currencies. It can be difficult to understand, there are often time constraints, and…
We work with expats and international professionals right across the EU, to ensure their money is working for them, and that their life goals remain on track when living an international life. However, for us to make…
This is an article about fear of loss and how it can impact your financial plan and achieving your goals. If we pause to consider what we have experienced in recent times it is no wonder that some people will be driven by…
Our driving goal is to help people to achieve financial wellbeing. This can mean different things for different people and is why our philosophy is centred around objectives-based advice. This means we focus on what it is…
Whether you’re looking for reading inspiration, tips on flower arranging, or the latest dance craze, TikTok will have channels you can follow. It is perhaps no surprise therefore, that there has been a rise in content…
This time one year ago, the main topic of financial conversation was around inflation. We had seen a spike and the highest rise in inflation in 30 years, as a product of the extensive, and necessary, capital support to…
Isn’t it great when you make a good return on your investments? Then, maybe when you go to cash them in, or maybe when you file your taxes at the end of the year, maybe even both… The government slices off a nice, healthy chunk of your…
The past couple of years have been extraordinary for the US stock market, and the recovery in developed markets in general has really seemed to take hold in 2024. Some might…