News & Resources
We are dedicated to sharing our knowledge and experience with our clients, both existing and prospective, to promote a wider and more accessible understanding of the value of financial services.
The Black Swan Capital 2024 Word of the Year
If your news feeds are like ours, you will have been inundated with the many words of the year in recent weeks. The word of the year is sometimes a word that captures the mood of the…
Essential Advice for Americans in Europe
Are you a US citizen or a US connected person living in Europe? If you are you have probably experienced the hassle of managing your money, from opening a bank account, to planning…
Black Friday: Financial pressures and the importance of a good plan
With so much hype around Black Friday (and now also Cyber Monday) sales and increasing criticism of sales that are not real sales, it pays to be cautious at this time of year. Many…
Take the win: is it time to de-risk?
The past couple of years have been extraordinary for the US stock market, and the recovery in developed markets in general has really seemed to take hold in 2024. Some might…
The US election: What it means for your investments as an expat in Europe
Markets go up over time, don’t make changes to your long term strategy based on short term factors. Here we are at the end of US election week, with the news that Donald Trump has been…
How taking action now can transform your future, or the power of 5 years
This post covers a concept that we speak about a lot with our clients and is one that can have a major impact on achieving your goals and creating a better financial life…
5 important investment decisions you should make before the end of the year
There is only 8 weeks until the end of the year, which means now is the time to look at your financial situation. There are important assessments and decisions to make which can benefit you…
How to manage a pension gap and maintain your quality of life for the future
One of the unexpected issues facing international professionals is what we call the pension gap. This occurs when you move from your home country and for the time you are away, you…
The Finer Things
We all like to indulge in the odd luxury from time-to-time, but how does that factor into your financial planning? Is spending on the finer things holding back your objectives or contributing to...
How China, oil prices, and melting glaciers can impact your finances
This week we are looking at the key news items making the headlines and how it can impact your life, how you manage your money, your financial plans and your investments. We...
How to invest: Should I invest as a lump sum or gradually?
If you look for a common thread in all the articles we write, one of the comments you will see repeatedly is this truism about investment markets: markets go up over time, but not in...
Keeping your goals on track with interest rates on the move
Interest rates have been on the move this week and that can impact your life through cost of living, cost of borrowing, and potential return on savings and investments. This article...
To make good investing decisions, don’t look to momentum
It is a good time in the market cycle to be reminded of the momentum investor bias. This bias is really a sequence of responses to movements in markets, that can seem...
Expats and how to close the pension gap
What is a pension gap? Why is it important? What can I do about it? We address all these points with some practical information in this article. An essential short read for all expats living in Europe...
How international professionals can protect against money scams
Living and working in a foreign country often comes with different challenges and obstacles. One of the more impactful and negative issues is that scammers can look to take advantage of...
The questions you should be asking about your investments
As summer holidays draw to a close, it is the time many people focus again on their financial position. We are often asked about our Black Swan Capital approach to investment management...
Financial education in the workplace for expats
The one life skill most people wish they were taught at school is practical financial knowledge, from how to budget, the importance of savings, how taxes work and understanding pensions...
The discomfort of market volatility
If you follow the financial market news, you will see this is a timely article. If you don’t and are more interested in the Olympics, or getting on with life in general, then this is still useful information that…
Your investments and the news
There are two important factors that intersect and influence how we view the world, and our investments. First, the constant noise. Whenever we write about investment markets and the…
Is it possible to spend your way to happiness?
Ok, so the headline might be a bit misleading. We are not about to advocate for the cheap and fast dopamine hit you get when you buy something. Being stuck on the purchasing, shopping as…