When it comes to investing, we always advocate starting with the end goal firmly in mind. Sticking with this position, it’s often best to create a tailored financial plan and position the investments for the long term without tinkering. However, it can be tempting…

With governments across Europe gradually easing lockdown restrictions, the critical question many are asking now is, what’s next? The decisions and actions that national and regional govts are taking in relation to Covid-19 are having impacts…

Imagine you have just won €50,000. But… you have the option of receiving your €50,000 windfall in 12 months’ time, or receiving a lesser amount today. Would you accept the lower amount today, or would you wait a full year to be able to receive the full amount?

We recently wrote about three ways to protect yourself during this Covid-19 pandemic in Europe in this article here. The point that raised the most discussion was the emergence of scams during this time.

At times of increased market volatility, whether markets are going up or, like this year, going down, there is a greater risk falling into investor biases. In this article, we will address two of the main biases and how to avoid them.

In recent weeks we have all spent much more time at home than usual, and indeed than we would like to. The confinements of working, living and studying at home mean we all need some downtime and a chance to escape…

We are all getting used to social isolation and where possible and fortunate enough, working remotely, however we know there is a lot of concern among the international community in Europe. Expats are worried about job security…

Time is precious. Time and tide wait for no person. There’s no time like the present. I don’t have time for this. Our lives are built around time. We have clocks everywhere to remind us if we’re on time or if it’s time for lunch.

In the many video call discussions, webinars and in the articles we have written recently we have discussed investment diversification. In this article we explain what it is, why it is important and how to manage it in these volatile markets.

In these times of uncertainty and financial market volatility access to good information and communication are both so important. Like much of Europe we moved to remote working and social distancing last week and we are working remotely.

We host a series of regular webinars with the latest up to date information to make sure you stay informed about how financial markets, the economy and the decisions you make can impact your financial life, and what you can do to protect…

This week we are addressing the topic of Panic. We spoke about this topic in our latest video that you can find on our website here. There has been a lot of focus about the coronavirus and the impact it, and other factors such as the oil trade…

In the late 1950s, a now-infamous spat erupted between Enzo Ferrari, the eponymous sports car manufacturer, and Ferrucio Lamborghini, then a Ferrari client and head of an agricultural machinery firm. To cut a long story short, Ferrari…

According to Eurostat, life expectancy at birth in the EU increased by 2 years for women and 2.9 years for men between 2002 and 2021. As people continue to live longer, the way your life will look after the age of 50 is likely to be very different to previous generations.

FYI, IMHO, there are far too many opaque acronyms in the world of finance. For many banks and financial service providers, the use of acronyms and jargon seems to be a thinly veiled attempt to make everything we do seem complicated and difficult.

The rules of work and retirement are changing. We have written about this before here and new data backs it up: we can no longer bank on a guaranteed job for life until we retire. One of the biggest impacts of long-term investment…

Wherever you live in Europe as an expat or international professional it is important to keep on top of all changes in your country of residence. In this post we address some important proposals being discussed in Portugal and Spain…

One of two situations might arise when we have done a gap analysis: either you are on track to hit your targets or you are not. If you are in the fortunate position of being on track the focus is keeping you that way with the lowest level of required…

Here is the key message right up front: Small actions taken consistently over time can have a substantial impact. This is so important for anyone looking at their existing investment portfolios and for those who are still caught up in the inertia…

Retirement planning changes when you become an expat. Most of us have accrued pensions from our employers in our home country and often in the countries we are now living as international professionals.