It’s a scene that’s familiar across Europe: spreadsheets piled up on the dining room table, laptop open on a kitchen worktop, and reports sitting on the sofa or the bed. If this is familiar to you, it probably means that you are one of…

According to government data, in 2019 there were approximately 6.2 million people with non-British nationality living in the UK and 9.5 million people who were born abroad. Of course, it’s no surprise that many foreign nationals living…

At this time of year, many expats receive an annual bonus in the form of cash, company shares or both. How you deal with this additional capital can have a real impact on your quality of life now and in the future. This article is not limited to…

Is the common saying “money can’t buy happiness” true? Research had said it was true to a point and that beyond a certain level of income additional wealth did not make people happier. However, there has been some interesting…

Inflation is one of those topics that is important; it can be quite impactful on your investments and spending power, but, for many it is not very interesting or exciting. We can’t promise we will make it exciting, but we can at least attempt to…

We know that it can be particularly difficult as a US citizen living in Europe when it comes to managing your money. The US non-resident tax and reporting laws are complex, and they impose a number of conditions and restrictions that impact…

The uncertainty of the last year, as the world has adapted to the many impacts of the coronavirus, the oil price war of 2020 and the impacts of Brexit, have brought into attention, and reminded many people, that financial markets can be volatile.

“Should I buy a property when I am living as an expat in Europe?” This is a question we are frequently asked at Black Swan Capital by expats living in Europe. In this article we will cover some of the pros and cons.

At Black Swan Capital, we work with a number of US citizens and American connected people living in Europe. We know that managing your finances, can be particularly complicated. As an update for our American clients, and for all Americans…

For many people, the way we work has been through a seismic shift in the last year. Many expats across Europe have stopped commuting to their office and are now working from home. What started out as a temporary change in work…

At Black Swan Capital, we speak a lot about ESG investing and apply the philosophies to the way we operate ourselves, including how we recommend and manage client assets. ESG stands for Environmental, Social and Governance are…

Maybe you’ve just got the overseas posting and now it’s time to plan the details of family life, or perhaps you are already living abroad and have made the decision to have children. The expatriate experience can include finding…

The chance to live and work abroad is an enriching experience, bringing excitement and satisfaction in many ways. It also causes challenges and some of these have been notably intensified during the pandemic. For example, travelling…

The new year resolution is a rather cliché topic for this time of year, so we won’t write an article about that. Many people have gone into 2021 with a sense of renewed optimism, notwithstanding that most of Europe remains in COVID-lockdown

For our first article of 2021, we are taking a serious look at the economics of Covid-19 and lockdowns, and what it might mean for our societies and therefore for us. With much of Europe in some form of lockdown, analysing the direct…

As we come to the end of an extraordinary year, we want to wish you the very best of Season’s Greetings, however you are celebrating this time of year and the launch into 2021. Thanks for being with us and we look forward to continuing…

As we approach the winter solstice, with shorter days and the nights drawing in from mid-afternoon, the season can affect our mood. If you’re suffering from the winter blues, there are some things you can do to improve your outlook.

Several of our clients are in the fortunate position of participating in employer share schemes. As many schemes enter their last trading window for 2020, we discuss some of the key issues and considerations for employer share scheme…

Black Swan Capital is delighted to announce that we have been awarded two European Best Practice Adviser Awards for 2020 by International Adviser. We won both the excellence in marketing and excellence in business strategy categories. I

We are often asked by clients about investment opportunities they might have received from a friend, a special offer or even directly from a company promising high guaranteed returns (over 6% fixed per year), low/no fees or risk and easy access to their money.