As we look towards the second half of 2021, after a strong first half of the year in many financial markets, we focus here on what we believe could be the 3 main impactors when it comes to your money and your investments.

It has been estimated that approximately 1 million Australians are living and working overseas at any point in time and Europe is one of the leading destinations for expats. However, with the advent of the COVID-19 crisis, many Australian professionals…

It has been estimated that approximately 1 million Australians are living and working overseas at any point in time and Europe is one of the leading destinations for expats. However, with the advent of the COVID-19 crisis, many Australian professionals who have been long term residents in the Netherlands have been considering their options in terms of repatriating to Australia, when it is possible to do so.

We are always told that all investments carry risk and that any asset can go down in value as well as up. We know that different people have different attitudes to risk and these will always factor into a personal portfolio, but should it?

Communicating effectively is one of the universal challenges, and some would say, problems in communicating are the root cause of much tension and conflict at all levels of society and around the world. Whether it is being understood, getting…

We have written before about the temptation and false sense of safety that comes from following what everyone else appears to be doing when it comes to investing, by putting your money in an investment that has just increased in value.

A detail buried in the Australian federal Government annual budget last week, has been uncovered and published in the Australian Financial Review by Emma Connors, and is causing angst among the Australian expatriate community…

According to Eurostat, life expectancy at birth in the EU increased by 2 years for women and 2.9 years for men between 2002 and 2021. As people continue to live longer, the way your life will look after the age of 50 is likely to be very different to previous generations.

In this special article, we present ten perennial rules for expats when it comes to managing their investments. Irrespective of the stage in the investment market cycle, where the economy is at, or the type of investments you are holding…

In recent discussions with some of our clients, we are reminded there is a lot of financial jargon and unnecessary complication when it comes to finance, investments, and money. We think that some banks and financial institutions use jargon…

When you’re making financial decisions, it helps to get good advice, but who do you speak with? Some people speak with friends, or go to online forums to search for guidance, answers, or validation of decisions.

It’s a scene that’s familiar across Europe: spreadsheets piled up on the dining room table, laptop open on a kitchen worktop, and reports sitting on the sofa or the bed. If this is familiar to you, it probably means that you are one of…

According to government data, in 2019 there were approximately 6.2 million people with non-British nationality living in the UK and 9.5 million people who were born abroad. Of course, it’s no surprise that many foreign nationals living…

At this time of year, many expats receive an annual bonus in the form of cash, company shares or both. How you deal with this additional capital can have a real impact on your quality of life now and in the future. This article is not limited to…

Is the common saying “money can’t buy happiness” true? Research had said it was true to a point and that beyond a certain level of income additional wealth did not make people happier. However, there has been some interesting…

Inflation is one of those topics that is important; it can be quite impactful on your investments and spending power, but, for many it is not very interesting or exciting. We can’t promise we will make it exciting, but we can at least attempt to…

We know that it can be particularly difficult as a US citizen living in Europe when it comes to managing your money. The US non-resident tax and reporting laws are complex, and they impose a number of conditions and restrictions that impact…

The uncertainty of the last year, as the world has adapted to the many impacts of the coronavirus, the oil price war of 2020 and the impacts of Brexit, have brought into attention, and reminded many people, that financial markets can be volatile.

“Should I buy a property when I am living as an expat in Europe?” This is a question we are frequently asked at Black Swan Capital by expats living in Europe. In this article we will cover some of the pros and cons.

At Black Swan Capital, we work with a number of US citizens and American connected people living in Europe. We know that managing your finances, can be particularly complicated. As an update for our American clients, and for all Americans…