News & Resources
We are dedicated to sharing our knowledge and experience with our clients, both existing and prospective, to promote a wider and more accessible understanding of the value of financial services.
The most important question expats in Europe need to know the answer to
For people living in Europe, away from their home country, there are many uncertainties that go along with the excitement of expat life. One of the major uncertainties is often around money- how to manage it- and how to prepare for your long-term future.
10 vital money lessons that will make your children financially savvy adults
It’s said that most children have learned the financial habits they’ll use as an adults by the time they are seven. This means it’s never too early to teach your youngsters good money habits that will help them later in life.
Understanding investment reports – 6 areas to make sure you understand
At this time of year, investors will receive mid-year investment reports. This article helps you break through the jargon, understand what you are reading and to know what it all means. According to several expats we speak with…
5 reasons expats don’t seek financial advice and why they should
As an expat in Europe, there are several ways of doing things that you need to get used to. This includes, managing your money, your pensions and investments, and undertaking proper financial planning. When we speak with the international community,
5 times when you can really benefit from speaking with us
The most gratifying part of what we do at Black Swan Capital is spending time with our clients, whether that is new clients coming to us for the first time, or existing clients that have been with us for some time. Our clients tell us they appreciate our personal…,
7 nations leading the way to a cashless society are in Europe. Do you live in one?
One of the more unexpected effects of the world’s battle with Covid has been the way we pay for the things we buy. According to media reports, Europe’s trend of using cashless payment for goods rose during lockdown, with Visa…
3 things that can impact your investments for the 2nd half of 2021
As we look towards the second half of 2021, after a strong first half of the year in many financial markets, we focus here on what we believe could be the 3 main impactors when it comes to your money and your investments.
Going Home? What you need to know if you are an Australian in Europe
It has been estimated that approximately 1 million Australians are living and working overseas at any point in time and Europe is one of the leading destinations for expats. However, with the advent of the COVID-19 crisis, many Australian professionals…
Going home webinar for Australians in Europe ABIE Netherlands
It has been estimated that approximately 1 million Australians are living and working overseas at any point in time and Europe is one of the leading destinations for expats. However, with the advent of the COVID-19 crisis, many Australian professionals who have been long term residents in the Netherlands have been considering their options in terms of repatriating to Australia, when it is possible to do so.
The Risk Gap
We are always told that all investments carry risk and that any asset can go down in value as well as up. We know that different people have different attitudes to risk and these will always factor into a personal portfolio, but should it?
The importance of communication in investing
Communicating effectively is one of the universal challenges, and some would say, problems in communicating are the root cause of much tension and conflict at all levels of society and around the world. Whether it is being understood, getting…
How and why to avoid chasing the latest investment trend
We have written before about the temptation and false sense of safety that comes from following what everyone else appears to be doing when it comes to investing, by putting your money in an investment that has just increased in value.
Australian Federal Budget 2021 proposed changes for Aussie expats
A detail buried in the Australian federal Government annual budget last week, has been uncovered and published in the Australian Financial Review by Emma Connors, and is causing angst among the Australian expatriate community…
5 scams criminals use to steal your money, and effective ways to protect yourself
According to Eurostat, life expectancy at birth in the EU increased by 2 years for women and 2.9 years for men between 2002 and 2021. As people continue to live longer, the way your life will look after the age of 50 is likely to be very different to previous generations.
Ten perennial rules for expat financial planning
In this special article, we present ten perennial rules for expats when it comes to managing their investments. Irrespective of the stage in the investment market cycle, where the economy is at, or the type of investments you are holding…
Making sense of money: financial jargon-busting for expats in Europe
In recent discussions with some of our clients, we are reminded there is a lot of financial jargon and unnecessary complication when it comes to finance, investments, and money. We think that some banks and financial institutions use jargon…
Financial Planning as an expat couple to reach your goals
When you’re making financial decisions, it helps to get good advice, but who do you speak with? Some people speak with friends, or go to online forums to search for guidance, answers, or validation of decisions.
Has the office had its day, and what could that mean for your investments?
It’s a scene that’s familiar across Europe: spreadsheets piled up on the dining room table, laptop open on a kitchen worktop, and reports sitting on the sofa or the bed. If this is familiar to you, it probably means that you are one of…
Here’s everything you need to know if you want a UK foreign national mortgage
According to government data, in 2019 there were approximately 6.2 million people with non-British nationality living in the UK and 9.5 million people who were born abroad. Of course, it’s no surprise that many foreign nationals living…
How to make the most of your bonus: how expats can manage a lump sum windfall
At this time of year, many expats receive an annual bonus in the form of cash, company shares or both. How you deal with this additional capital can have a real impact on your quality of life now and in the future. This article is not limited to…