While investment decisions should be based on facts, many investors find their decisions are sometimes influenced by emotions. Whether you’re excited about an investment opportunity, or worried about market volatility, keeping emotions in check…

We are following other recent articles in this series to break down financial jargon and explain a part of investing that can be counter-intuitive: fixed interest. It is often presented in a complicated manner and is considered the less exciting component…

We like to cut through the complexity of jargon that exists in the investment world and explain things so that everyone can understand. You shouldn’t have to be a finance professional to understand financial and market analysis.

Leaving the comfort of “home” can often be a step too far for investors.

Indeed, as an expat, it may be tempting to just stick with what you know and invest your wealth in familiar assets from either the country of your birth or the country you are now residing in.

Decision making, and the result of decisions you make, can be minor to the point of trivial or can have profound impacts on your finances and your life. As we saw this week in international football, the decision by a referee to overturn a decision to…

When it comes to investing, we always advocate starting with the end goal firmly in mind. Sticking with this position, it’s often best to create a tailored financial plan and position the investments for the long term without tinkering.

It is important for expats and international professionals to keep a firm view of what is most important to them, what their goals and objectives are, and to understand what they are trying to achieve. This shapes our investment advice and how assets are managed.

If you are an expat or international professional living in Europe away from your home country, the prospect of redundancy can cause far bigger complications to your life. As economic uncertainty in some sectors continues while…

The chance to live and work abroad can be an enriching experience, bringing excitement and satisfaction in many ways. It also causes challenges and complexity. Black Swan Capital Europe have made a list of 5 important considerations for people…

We are very pleased to be on the expert panel for this exciting event for expats seeking to find out more about how to buy a house in the Netherlands. Buying a home can be one of the biggest financial decisions you will make, and doing it as…

We are zooming out this week to look at the big picture, at the issues that may shape our future, our lives, the economy and how we manage our money. The European Central Bank President, Christine Lagarde, gave an insightful speech at the…

I am going to address 2 core investment principles in this article. 1) Investment markets go up and down over time. We know this for a fact and see it day in and day out. Investment management theory tells us that there is an almost equal probability of…

We thought it would be valuable to share some of the most frequently asked questions expats and international professionals in Europe have been asking us this year, so here they are. If you have a question reach out to us directly.

Relocating to the Netherlands to live and work may well have been a dream for you, giving you the opportunity to expand your horizons and develop your career. However, living and working in a foreign country often comes with different challenges and obstacles.

Inflation may be falling but it is still high and for many people, the increase in cost of living can cause stress when it comes to managing your finances. In this article, we discuss how you can manage this stress by taking steps to manage your money.

It seems odd to talk about the price of money. After all, money is what we use to pay for other stuff. Nevertheless, money is expensive. Moving money; changing money; storing money – costs money. The worst culprit of these has to be changing currencies.

If you’re living in Europe as an expat, it’s important to know how the newly published European sustainable finance package could affect your financial decisions. On 13 June 2023, the European Commission published regulations and…

We would like to share an article we read this past week in The Conversation. It has real resonance for expats living in Europe in a still inflationary environment. It also aligns to the Black Swan Capital philosophy and approach of being objectives…

Is there any point to starting an investment in the summer?

The old investor’s adage of ‘sell in May and go away’ refers to the cyclical trend wherein many markets tend to take a dip in the summer, running up to a recovery that starts around September.

We are always told that all investments carry risk and that any asset can go down in value as well as up. We know that different people have different attitudes to risk and these will always factor into a personal portfolio, but should it?