In the run up to the United Nations Climate Change Conference (COP26) 2021 later this year, it seems Europe has been experiencing first-hand the effects of global warming. In July, Germany and Belgium had two months’ rain…

According to research quoted in the Financial Times this week, women are found to have more concerns about retirement and meeting their income needs than men.  Looking at some of the inherent disadvantages, this increased concern…

We have all been through an extraordinary period in the last 18 months, and by all accounts and expectations, we will remain in a changed way of life. With freedom of movement increasing in Europe, and life morphing to a new version

For people living in Europe, away from their home country, there are many uncertainties that go along with the excitement of expat life. One of the major uncertainties is often around money- how to manage it- and how to prepare for your long-term future.

It’s said that most children have learned the financial habits they’ll use as an adults by the time they are seven. This means it’s never too early to teach your youngsters good money habits that will help them later in life.

At this time of year, investors will receive mid-year investment reports. This article helps you break through the jargon, understand what you are reading and to know what it all means. According to several expats we speak with…

As an expat in Europe, there are several ways of doing things that you need to get used to. This includes, managing your money, your pensions and investments, and undertaking proper financial planning. When we speak with the international community,

The most gratifying part of what we do at Black Swan Capital is spending time with our clients, whether that is new clients coming to us for the first time, or existing clients that have been with us for some time. Our clients tell us they appreciate our personal…,

One of the more unexpected effects of the world’s battle with Covid has been the way we pay for the things we buy. According to media reports, Europe’s trend of using cashless payment for goods rose during lockdown, with Visa…

As we look towards the second half of 2021, after a strong first half of the year in many financial markets, we focus here on what we believe could be the 3 main impactors when it comes to your money and your investments.

It has been estimated that approximately 1 million Australians are living and working overseas at any point in time and Europe is one of the leading destinations for expats. However, with the advent of the COVID-19 crisis, many Australian professionals…

It has been estimated that approximately 1 million Australians are living and working overseas at any point in time and Europe is one of the leading destinations for expats. However, with the advent of the COVID-19 crisis, many Australian professionals who have been long term residents in the Netherlands have been considering their options in terms of repatriating to Australia, when it is possible to do so.

We are always told that all investments carry risk and that any asset can go down in value as well as up. We know that different people have different attitudes to risk and these will always factor into a personal portfolio, but should it?

Communicating effectively is one of the universal challenges, and some would say, problems in communicating are the root cause of much tension and conflict at all levels of society and around the world. Whether it is being understood, getting…

We have written before about the temptation and false sense of safety that comes from following what everyone else appears to be doing when it comes to investing, by putting your money in an investment that has just increased in value.

A detail buried in the Australian federal Government annual budget last week, has been uncovered and published in the Australian Financial Review by Emma Connors, and is causing angst among the Australian expatriate community…

According to Eurostat, life expectancy at birth in the EU increased by 2 years for women and 2.9 years for men between 2002 and 2021. As people continue to live longer, the way your life will look after the age of 50 is likely to be very different to previous generations.

In this special article, we present ten perennial rules for expats when it comes to managing their investments. Irrespective of the stage in the investment market cycle, where the economy is at, or the type of investments you are holding…

In recent discussions with some of our clients, we are reminded there is a lot of financial jargon and unnecessary complication when it comes to finance, investments, and money. We think that some banks and financial institutions use jargon…

When you’re making financial decisions, it helps to get good advice, but who do you speak with? Some people speak with friends, or go to online forums to search for guidance, answers, or validation of decisions.